Mbi85 Terms & Conditions – Complete Platform Usage Guide for Malaysian Players

In this Terms & Conditions document, the following words and phrases carry the meanings set out below unless the context requires otherwise:

• "mbi85" refers to the online gaming platform operating under the domain mbi85.com and all associated subdomains.
• "Player" or "Member" refers to any individual who has registered an account and is using mbi85's services.
• "Account" refers to the personal account registered by a player to access mbi85's services.
• "Balance" refers to the total amount of funds in MYR (RM) held in a player's account at any given time.
• "Bonus" refers to any additional credits, free funds, or other benefits granted by mbi85 to players subject to specific conditions.
• "Rollover" or "Turnover" refers to the total wagering amount that must be met before a bonus or any associated winnings can be withdrawn.
• "Platform" refers to the entire mbi85 gaming system, including the website, mobile application, and all services provided.
• "Terms" refers to this Terms & Conditions document in its entirety.

All currency references in this document are in Malaysian Ringgit (RM/MYR) unless otherwise stated.

To register and use the mbi85 platform, you must meet all of the following eligibility requirements:

• Be at least 18 years old at the time of registration and throughout the use of the platform.
• Be a resident of or legally present in Malaysia when using mbi85's services.
• Have full legal capacity to enter into a binding agreement as required under Malaysian law.
• Are not currently prohibited from using online gambling services by any relevant authority.
• Have not previously been suspended or banned from mbi85 for terms violations.

By registering an mbi85 account, you confirm that you meet all of the eligibility requirements above and that all information provided is true and accurate.

Each player is only permitted to hold one (1) active account at mbi85. Multiple account registrations by the same individual are strictly prohibited and will result in the suspension of all associated accounts along with the forfeiture of all balances and bonuses.

During registration, players must provide truthful, accurate, and up-to-date information, including:

• Full name as shown on a valid identification document
• An active Malaysian phone number that can be reached
• An active email address that you personally own
• Exact date of birth

Mbi85 reserves the right to request a copy of your MyKad, passport, or other supporting documents for identity verification purposes (KYC – Know Your Customer) before processing withdrawals or in circumstances deemed necessary. Failure to provide the requested documents within 7 business days may result in a temporary account suspension.

Mbi85 accepts deposits via the following local Malaysian payment methods:

• DuitNow (instant interbank transfer)
• FPX – Online banking including Maybank2u and CIMB Clicks
• Touch 'n Go eWallet
• GrabPay
• Boost eWallet
• ShopeePay

The minimum deposit amount is RM20 per transaction. No maximum deposit limit is set for most payment methods; however, limits imposed by individual eWallet providers are subject to their respective policies. Deposits are typically processed in under 30 seconds.

All deposits must be made using an account or payment method registered in the player's own name. Deposits using another person's account are prohibited and may result in the account being frozen pending investigation.

If a deposit has not been credited to your account within 30 minutes, please contact the mbi85 support team with proof of payment (screenshot or transaction receipt) for prompt investigation.

Players may submit a withdrawal request at any time via the "Withdrawal" section of their mbi85 account. Withdrawals may only be made to the same account or payment method used for the most recent deposit, except in special circumstances approved by mbi85.

Withdrawal processing times vary by VIP level as follows:

• Bronze & Silver: Processed within 1–3 business hours
• Gold: Processed within 2 hours
• Platinum: Processed within 1 hour
• Elite & Diamond: Processed instantly

The minimum withdrawal amount is RM50 for each request. Prior to processing the first withdrawal, players may be required to complete an identity verification (KYC) process, including uploading a copy of their MyKad or other valid identification document.

All bonuses and promotions offered by mbi85 — including welcome bonuses, deposit bonuses, weekly rebates, birthday bonuses, and Malaysian festive bonuses — are subject to clearly stated rollover requirements specific to each offer. Please read the rollover terms of each offer before claiming it.

General rules applicable to all mbi85 bonuses:

• Bonuses may not be withdrawn until the specified rollover requirements have been fully met.
• Each player is entitled to claim each type of bonus once only, unless otherwise stated in the terms of that particular offer.
• Bonuses may not be transferred between accounts or to other players.
• Mbi85 reserves the right to modify, suspend, or cancel any promotion at any time without prior notice.
• Any attempt to abuse the bonus system — including opening multiple accounts, placing hedging bets, or employing any strategy deemed contrary to the spirit of a promotion — will result in bonus forfeiture and may lead to account suspension.

The mbi85 VIP Rewards Programme has 6 tiers – Bronze, Silver, Gold, Platinum, Elite, and Diamond – with automatic weekly rebates ranging from 0.3% to 2.0%. Tier progression is calculated based on cumulative wagering within a rolling 30-day period. mbi85 reserves the right to adjust rebate rates, tier advancement requirements, or VIP programme terms with 14 days' notice to affected members.

Mbi85 offers a wide range of game categories including Sports Betting (Malaysia Super League, EPL, badminton, e-sports), Live Casino, Table Games, poker, and slots. Each category has its own specific rules available in the respective game help section.

General rules applicable to all games on mbi85:

• All game results generated by the mbi85 system are final unless a verifiable technical error has occurred.
• In the event of a technical failure or connection disruption during gameplay, mbi85 will resolve the matter based on the system records available at the time of the incident.
• The minimum bet for most casino games is RM5, while Sports Betting starts from RM10 depending on the market.
• Mbi85 reserves the right to void bets placed on events or games whose outcome was already publicly known or was based on insider information.
• All games use independently certified Random Number Generators (RNG) to ensure the fairness and unpredictability of every outcome.

For Sports Betting, mbi85 uses live-updated odds. The odds accepted at the time a bet is placed are the odds that apply, regardless of any subsequent changes, unless otherwise specified in the Sports Betting rules.

Mbi85 is committed to maintaining platform integrity and protecting all players who compete fairly. The following activities are strictly prohibited and will result in firm action, including account suspension and legal proceedings where necessary:

• Use of bots, automation software, scripts, or any tools that provide unauthorised assistance during gameplay
• Colluding with other players to manipulate game outcomes, particularly in poker
• Use of insider information or non-public information to manipulate Sports Betting outcomes
• Any form of money laundering or use of illicit funds for deposits
• Attempts to exploit technical vulnerabilities or errors within the mbi85 system
• Providing false or misleading information during the identity verification process

Mbi85 cooperates fully with the relevant authorities in Malaysia where there is reasonable suspicion of criminal activity, including money laundering. All transaction records are retained and may be disclosed to authorities as required under applicable Malaysian law.

Mbi85 reserves the right to suspend or close a player's account for the following reasons:

• Violation of any section of these Terms & Conditions
• Fraudulent activity or reasonable suspicion of fraud
• Failure to meet membership eligibility requirements
• Player's own request to close their account
• Instructions from relevant authorities
• Account inactive for more than 12 consecutive months

Players who wish to voluntarily close their account may submit a request to the mbi85 support team via live chat or email. Prior to closure, any eligible balance will be returned to the player in accordance with the standard withdrawal policy.

For accounts suspended due to terms violations, any balance associated with the violating activity may be forfeited at mbi85's discretion. mbi85 will inform the player of the reason for suspension and the available appeals procedure.

Players are fully responsible for maintaining the confidentiality of their login credentials, including their username, password, and any two-factor authentication codes. mbi85 will not be held liable for any losses resulting from unauthorised account access caused by a player's failure to safeguard their login information.

Security practices recommended by mbi85:

• Use a strong password – a mix of uppercase letters, lowercase letters, numbers, and symbols
• Do not use the same password for mbi85 and your other accounts
• Enable two-factor authentication (2FA) where available
• Do not log in over unsecured public Wi-Fi networks
• Log out of your mbi85 account when you are done playing, especially on shared devices

If you suspect your account has been compromised or accessed without authorisation, contact the mbi85 support team immediately via 24/7 live chat for prompt action, including a temporary account freeze until security is restored.

Mbi85 is committed to protecting the privacy and personal data of all players in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA). All personal information collected during registration and platform use is used solely for the stated purposes and will not be shared with third parties without the player's consent, except where required by Malaysian law.

Data collected by mbi85 includes but is not limited to:

• Personal identification information (name, date of birth, phone number, email)
• Payment method details used
• Transaction records and game history
• Device information and IP address for security purposes

For detailed information on how mbi85 collects, uses, and protects your data, please refer to Privacy Policy our full details. Players have the right to request access to, correction of, or deletion of their personal data by contacting the mbi85 support team.

Mbi85 takes its social responsibility to our players seriously. The mbi85 platform is for adult entertainment — not as a means of generating primary income or resolving financial difficulties. We provide a range of tools to help players maintain control over their playing habits:

• Daily/Weekly/Monthly Deposit Limit: Set the maximum amount you can deposit within your chosen time period
• Loss Limit: Set a maximum amount you are willing to lose within a given period
• Betting Limits: Set a maximum limit per single bet
• Self-Exclusion: Suspend your account for a set period — from 24 hours up to 5 years
• Permanent Account Closure: Option to permanently close an account for players who require it

If you or someone you know is struggling with a gambling problem, please contact Malaysia's Talian Kasih helpline at 15999 or a relevant local support organisation. The mbi85 support team can also help connect you with the appropriate resources.

For full details on the responsible gaming tools and resources available at mbi85, please visit the Responsible Gaming us.

To the extent permitted by applicable Malaysian law, mbi85 shall not be liable for:

• Losses arising from technical disruptions, server failures, or internet connectivity issues beyond mbi85's control
• Outcomes resulting from an obvious error in the software or system that is corrected promptly upon identification
• Loss of opportunity, profits, or indirect losses arising from the use of the mbi85 platform
• Any losses arising from unauthorised access to an account due to the player's own negligence

Mbi85 provides the platform on an "as is" basis and makes no guarantee that it will be free from interruptions or errors at all times. However, mbi85 is committed to resolving any technical issues as quickly as possible and to communicating transparently with players regarding any known disruptions.

In the event that a technical error results in an incorrect payout to a player, mbi85 reserves the right to correct the error, including recovering any overpaid amount.

Mbi85 reserves the right to modify, add to, or amend these Terms & Conditions at any time. Players will be notified of any material changes at least 14 days before taking effect via in-platform notifications, email, or announcements on the mbi85 homepage.

Continued use of the mbi85 platform after any amendments take effect will be considered acceptance of the revised terms. Should a player disagree with the changes, they have the right to close their account and withdraw any eligible balance before the amendment's effective date.

These Terms & Conditions are governed by and construed in accordance with the applicable laws of Malaysia. Any disputes arising in connection with these Terms shall be resolved first through voluntary negotiation and, if necessary, through the appropriate legal process in Malaysia.

Current effective date of these Terms & Conditions: 1 January 2026. For any enquiries regarding these Terms & Conditions, please contact the mbi85 support team via live chat or email at support@mbi85.com.